In 2005, BAPCPA (Bankruptcy Abuse Prevention and Consumer Protection Act) was passed. One “fun” part of BAPCPA is the application of the …

One common issue in a bankruptcy case is whether the person filing bankruptcy will be able to keep their tax refund (many …

It is quite common for prospective clients to call my office and tell me that they are considering taking out a loan …

When I meet with people who are going through a financial rough patch, they are usually concerned about the possibility of their …

If you or your spouse may file bankruptcy after you divorce, it is important to know how bankruptcy affects some common issues …

If a divorcing couple decides that they need to file for bankruptcy, they have two more decisions to make: (1) Should they …

When a homeowner is worried that they might lose their house to foreclosure, they are usually also worried about whether their state …

As I discussed in my posts about the different options for homeowners in “underwater” mortgages, Minnesota allows for deficiency judgments in some …

If you are struggling to pay your mortgage due to a job loss or transfer, illness, or change in life circumstances (such …

What do you do if you can’t sell your house for the amount that you owe on the mortgage? When you owe …