Updated means test numbers – effective May 15, 2022

The means test numbers have been updated with an effective date of May 15, 2022:



Below is a chart that shows the median incomes for means test purposes for bankruptcy cases filed in Minnesota effective May 15, 2022:


Note:    Your income for means test purposes is determined by all income received in the 6 full months prior to filing your case. We figure out the amount of gross income that you received during those 6 months and then multiply it by 2; if the total is under the “Gross Annual Income” listed in the chart above for your household size, then there will likely not be a means test issue.

If your case is filed any time between June 1 and June 30, for example, then all gross income received from December 1 through May 31 will be used to calculate your gross income for means test purposes.

Elizabeth Rosar Chermack is a Minnesota Bankruptcy Attorney with an office in Burnsville, and she can help you analyze whether bankruptcy is the right choice for you.   Call (952) 491-0390 or send an email to liz@chermacklaw.com to schedule a consultation.


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